Notary Signing Agents Can Earn $50,000k Part-Time
If you’re looking for a flexible way to earn a steady income, becoming a notary signing agent (also known as a loan signing agent) could be your ticket to financial freedom. With minimal startup costs, the potential to earn $75 to $200 per signing, and the flexibility to set your own schedule, it’s no wonder this profession is so popular. In this guide, I’ll walk you through everything you need to know about becoming a notary signing agent, from getting certified to building your business.
What Is a Notary Signing Agent?
A notary signing agent (NSA) is a notary public who specializes in notarizing and handling loan documents. NSAs are often hired by lenders, title companies, and signing services to oversee the loan signing process and ensure everything is completed accurately and legally.
This role is especially in demand in the real estate industry, with loan signings being required for everything from home purchases to refinancing. With the right approach, you can earn a full-time income while working part-time hours as an NSA.
How Much Can You Earn?
Most NSAs charge $75 to $200 per signing, depending on the type of document and client. A typical loan signing can take 30 minutes to an hour. Completing just three signings a day can bring in $300 or more, making it possible to earn a full-time income while working part-time.
For even higher earnings, focus on working directly with title companies and lenders, as they tend to pay more than signing services.
Steps to Become a Notary Signing Agent
1. Become a Notary Public
To get started, you’ll first need to become a notary public. Requirements vary by state but usually include:
- Completing a notary training course.
- Passing a notary exam (if required in your state).
- Submitting an application and paying the applicable fee.
- Obtaining a notary bond and filing it with your state.
Your state’s Secretary of State website will have the exact requirements.
2. Get Certified as a Notary Signing Agent
While NSA certification isn’t always required, it’s highly recommended for credibility and proper training. The National Notary Association (NNA) is the most recognized organization for NSA certification.
Here’s the process:
- Pass a background check.
- Complete the NSA certification exam.
- Take additional training (if required in your state).
Once certified, you’ll be listed in the NNA’s Signing Agent Directory, which helps signing companies and title agencies find you.
Learn more about NNA certification here.
3. Sign Up with Signing Companies
Signing companies help connect notaries with clients. Signing up with multiple platforms increases your chances of getting assignments, especially when starting out. Here are some top options:
- Snapdocs: A popular platform that connects notaries with signing opportunities. Sign up here.
- SigningOrder: A directory for notaries to create profiles and receive assignments. Sign up here.
- NotaryGo: Offers various types of notary assignments. Sign up here.
- Amrock: Works with title and real estate companies. Sign up here.
- Notary Café: A platform where notaries can create profiles and find jobs. Sign up here.
4. Gather Your Supplies
Starting your NSA business requires some essential supplies. Here’s a checklist to help you get started:
Must-Have Supplies
- Notary Seal and Journal: For notarizing documents (required in most states).
- Sign Here Tabs and Post-Its: These are invaluable for marking where clients need to sign or initial, making the process smoother.
- Printer and Scanner: Loan documents often need to be printed on both letter and legal-sized paper. A dual-tray laser printer is essential for this. A reliable scanner is equally important for sending completed documents.
Affordable Printer Suggestions
If you’re just starting out, here are some budget-friendly options for dual-tray laser printers:
- Brother HL-L6200DWT: A reliable workhorse for high-volume printing.
- HP LaserJet Pro M404dw: A great option for its wireless connectivity and sharp printing.
- Canon imageCLASS MF445dw: Offers multifunctionality with printing, scanning, and copying.
Additional Supplies
- Blue and Black Ink Pens: Lenders often specify the ink color for loan documents.
- Letter and Legal-Sized Paper: Stock up to avoid running out during critical assignments.
- Smartphone or Tablet: Helps manage your schedule and communicate with clients efficiently.
5. Secure Errors and Omissions Insurance (E&O)
Errors and Omissions (E&O) insurance protects you against mistakes that could occur during the signing process. Most signing companies require at least $50,000 in coverage, but $100,000 or more is recommended for higher-paying direct work.
E&O insurance is a small price to pay for peace of mind and professional credibility.
6. Build Relationships for Direct Work
Once you gain experience, focus on building relationships with direct clients, such as:
- Title Companies: Reach out to local offices and introduce your services.
- Lenders: Offer your expertise in handling loan signings efficiently.
- Attorneys and Realtors: Networking with these professionals can lead to more consistent assignments.
Tips for Building Relationships
- Network in Person: Attend real estate and mortgage industry events to meet potential clients face-to-face.
- Leave Marketing Materials: Drop off flyers or business cards at title companies and law offices.
- Provide Exceptional Service: Accurate, timely work will help you build a reputation and gain referrals.
Tips for Success
Be Organized and Professional
Staying organized is crucial in this line of work. Use a digital calendar or app to track appointments, deadlines, and assignments. Always dress professionally and communicate clearly with clients.
Expand Your Services
To stand out in the competitive notary industry, consider offering additional services such as:
- Remote Online Notarizations (RON): An increasingly popular option for clients.
- Apostille Services: Help clients with international document authentication.
- General Notary Work: Expand beyond loan signings to serve a broader audience.
Is Becoming a Notary Signing Agent Right for You?
Becoming a notary signing agent is an excellent opportunity for those looking for flexible, high-paying work. With the right training, tools, and dedication, you can earn a full-time income while working part-time hours.
If you’re ready to get started, take the first step by becoming a notary public in your state. From there, pursue NSA certification, gather your supplies, and start signing up with signing companies. Over time, focus on building relationships with direct clients to maximize your earnings.
Have questions or tips to share about becoming a notary signing agent? Drop them in the comments below! Let’s grow together.